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What Is a Personal Injury Claim? Personal injury claims are filed by those who have suffered emotional or physical injury due to the negligence of another. The victim could be entitled to compensation for medical expenses as well as pain, suffering and lost wages. Other expenses could include travel costs to appointments or home modifications, as well as the cost of care for permanent impairments or disabilities. Some victims might also claim special damages for mental distress. Damages A personal injury claim seeks compensation for the losses suffered by an injured party because of the negligence of another individual. A victim may be able to recover damages for both economic and non-economic losses. The amount of reimbursement depends on the severity of the accident and the types of injuries sustained. Compensation can cover medical expenses as well as lost earnings, emotional distress and pain and suffering. Punitive damages that are awarded in the case of extreme recklessness, may also be claimed. The types of compensation in a personal injury case fall into two categories: special and general damages. Expenses and financial losses incurred are referred to as special damages, and are typically quantifiable in real dollar amounts. Keep complete records of all costs or losses to increase the amount of money that is repaid by special damages. Future damages are more difficult to quantify since they are based on the severity of a victim's injuries and their expected long-term impact. Our lawyers can work with medical experts to establish the estimated cost of ongoing treatment, the additional expenses for transport to and from appointments and any modification or equipment needs that will result from permanent disabilities. General damages are often more subjective and may include compensation for the victim's suffering and pain due to an accident. This includes the compensation for past pain and discomfort, as well as future pain and suffering that is reasonably foreseeable depending on the severity of an injury. It is important to have an experienced attorney represent you, as they will be able to accurately assess your pain and suffering claim in light of the facts of your particular case. Other types of general damages include loss of enjoyment or companionship and emotional distress. Loss of enjoyment damages compensate victims for the negative impact an injury has on them being able to enjoy activities that they used to enjoy. St. Paul injury attorney YouTube of emotional distress and companionship may be more difficult to quantify, however our lawyers have extensive experience helping victims to determine the appropriate compensation for these types of damages. Medical bills Medical expenses can constitute an important portion of a personal injury settlement especially if the victim has suffered severe injuries. If the person who suffers an injury is not covered by an existing insurance policy that covers them, such as car insurance or health insurance policy, they will be responsible for the medical expenses which were part of the settlement for personal injuries. Medical-related damages can include hospital visits, surgery and physical therapy. They also cover home care and medication. Victims of accidents can also claim future medical expenses that are likely to result from their injuries. These can include future surgeries, rehabilitation treatments or the necessity for long-term medications. It is crucial that accident victims stay current with their treatment and fully communicate with their medical professionals. This will show that the suffering and pain they experience has worth. Being current with treatment options will aid the recovery of an accident victim faster, which is crucial when proving the value of their claim for pain and suffering. In some instances, the medical bills may be so substantial that they will surpass the settlement amount of a plaintiff's overall. A lien reduction attorney will assist in negotiating the outstanding medical bills so that the victim will receive more money. Non-economic damage claims can be just as important as the monetary amount of a person's medical expenses. These damages can include emotional stress and a loss of enjoyment. These types of damages are difficult to quantify, but can still be compensated. If you're pursuing a claim based on personal injury, it's crucial to work closely with an injury lawyer to ensure all of your losses are taken into consideration. Suffering and pain Personal injury claims provide compensation for physical pain and mental suffering. Other damages, like the loss of enjoyment living, are also covered. Pain and suffering is one of the most subjective kinds of damages and can be difficult to quantify and prove. However, it is an important element of an injury claim. In the majority of personal injury cases the plaintiff is able to recover both economic and noneconomic compensatory damage. The former are those that are based on tangible losses, like medical expenses and lost wages. The latter includes things like pain and suffering loss of consortium, inconvenience, out-of-pocket costs and other losses that aren't directly financial. Non-economic damages are also known as “pain and suffering” and are not able to be proven by receipts. They do not have a dollar amount attached. It is up to the jury to decide what they think is a fair amount to award. A judge is often unwilling to alter the pain and suffering award. There are several methods that a judge or jury could employ to determine the value of the suffering and pain suffered by a victim. The multiplier method involves multiplying the actual damages by a particular number based on the seriousness of the injuries. The per method assigns a dollar amount to each day of the victim's recovery until they reach the maximum medical recovery. If you're using the multiplier or per diem method, it is vital that you submit as much documentation and support for your claim as possible. This includes medical records, photos as well as witness testimony and other relevant documents. In addition you should keep a journal detailing your injuries and how they have impacted your life. This will help you remember the specifics of your case should you have to testify in depositions or hearings. If you are unable reach an agreement with the insurance company, it might be necessary for you to go to court to resolve your case. You can hire an attorney in New York to handle your case. A seasoned lawyer can handle your claim to maximize your compensation for suffering and pain. Loss of wages Loss of wages can make up an important component of the settlement that injured victims receive from their personal injury claim. This is the wage they would have earned had they not been forced to work a second shift due to their injuries. These losses are usually temporary and can be recouped. In certain cases however, they may be irreparable and permanent. For most people, the simplest way to calculate lost wages is to look at their pay rate and then multiply it by the number of weeks or days they were absent from work. Let's say you earn $25 an hour ($1,000 per week) and you were injured in a car accident. You missed four weeks of work. In this case you'd lose $4,000. Personal injury cases can become more complicated based on the severity and nature of your injury. For instance, if you were permanently disabled in the accident and are unable to return to work You may be eligible for damages that could include the loss of future income and the potential for advancement. In these instances the evidence to prove your loss of earning potential is as simple as proving that you were able to accept jobs in the past with the amount you could have earned. You might also have to provide additional documentation to prove your lost wages. You may need to submit an official letter from your employer to confirm your lost wages along with tax records, profit-and-loss statements, invoices, receipts, bank statements for business, or any correspondence that is related to finance. Bonuses and commissions could also be considered when calculating your lost wages. In certain cases the insurance of the other driver's company could pay for your lost wages as part of your no fault claim or settlement agreement. If this is the situation, you shouldn't be required to make a personal injury claim in addition to your no-fault claim. If you have been injured in a crash in New York, or any other kind of injury, you should speak with an experienced personal injury lawyer. This will assist you in dealing with the stress of the legal process on your own. It will also ensure that you get compensation for medical bills, lost wages, suffering and other losses.